Prepaid Visa Debit Card – Better Than Your Stale, Old Debit Card

This is a sponsored post on behalf of  All opinions are 100% my own.

Have a hard time keeping your finances straight?  You’re not alone.  I have a personal checking, business checking, plus Paypal and Amazon Payments accounts.  Accessing that money can be tricky.  I don’t want to carry a bunch of cards around or have to have a different app on my phone for each account.

Enter  When I found out they had free transfers and could connect to MoneyPak, Paypal, Western Union or direct deposit, I just had to try it out.

A debit card from is free to order, activate and load.  You just go to and pick from one of their thousands of cool, unique card designs, including brands like: Garfield, Popeye, Betty Paige, James Dean, Care Bears, Walking Dead, Star Trek, Autism Awareness, Breast Cancer Research, Shark Week, Where’s Waldo, Doodle Jump, THree Stooges, Nancy Drew, etc.

Visa prepaid cards from CARD.comSince I am a HUGE Star Trek fan, I picked out one of the many Star Trek designs.

The next step after you receive your card in the mail is activating and loading.  The activation process is super easy and took less than one minute.  You can load money on your card by direct deposit, Western Union, Moneypak, Paypal, transfer from another bank account, or by photo-capture.    I set up Paypal with mine, but I also downloaded the app on my cell phone so I can easily photocapture any checks I receive.

Here’s a screenshot of the phone app.  Oops, looks like I’m due for a reload!!

Visa prepaid cards from

Here are some more benefits of a prepaid Visa debit card from

  • No overdraft fees — never goes negative!
  • Safer than cash – 24/7 support, Visa fraud protection and 100% FDIC insurance on funds
  • No debt, financially responsible, no interest/credit/APRs
  • No credit check and approval in seconds
  • 22,000 in-network ATMs

Keep in mind that this card is not a gift card, so you can’t give or receive the card as a gift – It’s better than a gift card because you don’t just use it once and toss it, but instead get to replace your boring bank-issued debit card and show it off over and over.

Use of the card is free for 30 days.  After that there is a $5.95 monthly fee, which is waived when you direct deposit over $800 in the previous 30 days.  I don’t know about you, but my bank just instituted a $10 monthly fee for low balances, so I don’t think $5.95 is a big deal.  It’s also much less than overdrafting your bank account or using a credit card.

All in all, I found the prepaid Visa debit card from to be a solid value.  If you’re looking for a way to consolidate your accounts when you want and have a design you like to boot, then is for you.